Medicare Insurance with Predictable Coverage
Medicare Made Simple. Coverage You Can Count On.
Medicare shouldn’t be confusing—or full of costly surprises. At FixedInsurance.com, we help you understand Medicare options that offer stable, predictable coverage, so you can make confident decisions about your healthcare and your budget.
Navigating Medicare with Confidence
Medicare is a vital health insurance program for individuals aged 65 and older, and for certain younger people with disabilities. It consists of several parts, each offering different types of coverage. Understanding these options is crucial for those nearing eligibility or evaluating their current plans, as it allows for informed decisions that can significantly impact healthcare and financial stability.
Key Components of Medicare
Medicare is made up of several parts, each serving a unique purpose.
Medicare Part A
Hospital insurance covering inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B
Medical insurance covering certain doctors’ services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
Private plans that replace Original Medicare, often including networks and copays, with varying costs year to year.
Medicare Part D
Prescription drug coverage that helps cover the cost of prescription drugs.
Medicare Coverage Options
Medicare Supplement Insurance
Medigap plans offer predictable out-of-pocket costs, nationwide provider access, and no network restrictions, making them ideal for those who value stability and flexibility.
Medicare Advantage Plans
Medicare Advantage plans often include networks and copays, with costs that can vary annually, suitable for those who prefer bundled services.
Common Questions About Medicare
Explore answers to frequently asked questions about Medicare and Medicare Supplement Insurance to help you make informed decisions about your healthcare coverage.
What is Medicare and who is eligible?
Medicare is a federal health insurance program for individuals aged 65 and older, as well as certain younger individuals with disabilities. Eligibility typically begins three months before your 65th birthday.
What does Medicare Part A cover?
Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care services.
What is the difference between Medicare Part B and Part D?
Medicare Part B covers outpatient care, preventive services, ambulance services, and medical equipment. Part D provides prescription drug coverage.
How do Medicare Supplement plans work?
Medicare Supplement plans, also known as Medigap, help cover costs not paid by Original Medicare, such as copayments, coinsurance, and deductibles.
Can I use any doctor with a Medicare Supplement plan?
Yes, most Medicare Supplement plans allow you to visit any doctor or hospital that accepts Medicare patients, offering you greater flexibility.
What are the benefits of Medicare Advantage plans?
Medicare Advantage plans often include additional benefits like vision, dental, and hearing coverage, but may require you to use a network of providers.
How do I choose between Medicare Supplement and Medicare Advantage?
Consider your healthcare needs, budget, and preference for provider flexibility. Medicare Supplement offers predictable costs, while Advantage plans may offer additional benefits.
When can I enroll in a Medicare Supplement plan?
The best time to enroll is during your Medigap Open Enrollment Period, which starts the first month you have Medicare Part B and are 65 or older.
Why might someone choose a Medicare Supplement plan?
Individuals who travel frequently, prefer fewer billing surprises, and value long-term consistency often find Medicare Supplement plans to be a suitable choice.
What Our Clients Say
★★★★★
“Choosing a Medigap plan through Fixed Insurance was the best decision for my healthcare. I now have peace of mind knowing my coverage is predictable and stable.”
John D.
Retired Teacher
★★★★★
“Thanks to Fixed Insurance, I understand my Medicare options clearly. The guidance provided was invaluable, and I feel confident in my healthcare choices.”
Susan M.
Small Business Owner
★★★★★
“The team at Fixed Insurance made Medicare simple. Their support during enrollment was exceptional, and I appreciate their ongoing assistance.”
Robert K.
Retired Engineer
Get Help with Medicare You Can Trust
✔ Clear explanations, no jargon
✔ No pressure or rushed decisions
✔ Help reviewing current plans
✔ Support during enrollment and beyond
We believe Medicare planning should feel empowering—not overwhelming.